Deferred Revenue Amortization Planner

Amortize an upfront payment into clean monthly recognized revenue.

$
mo
mo
Recognized / month
$3,000
Upfront ÷ term
Recognized to date
$15,000
5 of 12 mo
Deferred balance
$21,000
Liability remaining
% recognized
42%
Of the contract

Of the $36,000 collected, $15,000 is recognized revenue after 5 months and $21,000 remains a deferred-revenue liability. Cash in the bank isn't earned revenue yet — recognize it evenly across the 12-month term.

Under accrual accounting (ASC 606 / IFRS 15), upfront payments are a liability until delivered. Straight-line recognition fits most subscriptions; usage-based or milestone contracts differ.

About this calculator

Spread an upfront annual or multi-year payment across the contract term to see monthly recognized revenue and the deferred balance remaining at any point.

Everything runs in your browser — nothing you type is sent anywhere or stored. Use it to sanity-check a plan, pressure-test a channel, or brief a team before you commit budget.