WhatsApp · Messaging cost · GST

What a WhatsApp Business API bill is made of in India: Meta's per-message rates in rupees, the platform fee and markup a provider adds on top, 18% GST, and the free messages most businesses forget to use. Written by a consultant who is not a WhatsApp provider, with a monthly cost calculator built on Meta's published India rates.

Rates checked
17 Oct 2026, INR
Rate card
Effective 1 July 2026
Author
Not a WhatsApp provider

Short answer

WhatsApp Business API pricing in India is per delivered template message. Meta's India rates checked 17 October 2026 are ₹0.8631 per marketing message and ₹0.115 per utility or authentication message; replies inside the 24-hour customer service window are free. Providers add a platform fee and often a per-message markup, and 18% GST applies.

What is WhatsApp Business API pricing in India?

WhatsApp Business API pricing in India starts with Meta's own per-message rates, published in rupees. Meta charges when a template message is delivered, and the price depends on the template's category and the recipient's country code.

Meta's WhatsApp rates for India recipients in INR (rate card effective 1 July 2026, checked 17 October 2026)
Message categoryRate per delivered messageWhen it is charged
Marketing template₹0.8631Always, unless sent inside a free entry point window
Utility template₹0.1150 (lower above 25 million a month)Outside the 24-hour customer service window; free inside it
Authentication template₹0.1150 (lower above 7.5 lakh a month)Always, unless inside a free entry point window
Authentication-international₹2.4971Only for eligible businesses based outside India sending OTPs to Indian users
Service (non-template) messageFreeOnly possible inside an open customer service window
Rates from WhatsApp Business's platform pricing selector with market India and currency INR, read 17 October 2026, which matches Meta's rate card effective 1 July 2026. Meta may change rates on the first day of any quarter with at least one month's notice. GST is extra. Source: WhatsApp Business (Meta)[2]
₹0.8631Meta's rate per delivered marketing message to an Indian numberSource: WhatsApp Business (Meta)[2]
₹0.1150Meta's list rate per utility or authentication message to an Indian numberSource: WhatsApp Business (Meta)[2]
72 hoursWindow in which all messages are free after a user starts a chat from a Click-to-WhatsApp ad or Page buttonSource: Meta for Developers[1]

A marketing message costs about 7.5 times a utility message (₹0.8631 against ₹0.1150), which is why template category matters more than anything else on the bill. Meta's developer documentation confirms the model: 'Effective July 1, 2025, Meta charges on a per-message basis', 'All non-template messages are free', and 'Utility templates delivered within an open customer service window are free' (Meta for Developers).

Many pages ranking for this topic still describe the older per-conversation model, or quote marketing rates that differ from each other. Use Meta's rate card with a date, and treat any provider's quoted price as its own all-in price, not Meta's. If you already know which provider you want and need help connecting WhatsApp to your funnel, see WhatsApp automation.

How Meta charges for WhatsApp messages: windows and categories

Two windows decide whether a message costs anything. A 24-hour customer service window opens each time a user messages you; a 72-hour free entry point window opens when a user starts the chat from a Click-to-WhatsApp ad or Facebook Page button.

What one customer journey costs on WhatsApp

  1. Hour 0Marketing template sentYou send a promotion to an opted-in customer. Charged at ₹0.8631.
  2. Hour 2Customer repliesTheir message opens a 24-hour customer service window. Inbound messages are never charged.
  3. Hour 3Free-form repliesYour agent or bot answers with text and images. Free inside the window.
  4. Hour 4Order confirmationA utility template inside the open window. Free.
  5. Hour 30Shipping update next dayThe window has closed, so the utility template is charged at ₹0.1150.

Meta's messaging documentation defines the first: 'When a WhatsApp user messages you or calls you, a 24-hour timer called a customer service window starts', and the timer resets with each new message (Meta: send messages). That sequence mirrors Meta's own charge example, in which a business sends four messages and pays for two (Meta for Developers). The free entry point rule is the other big lever: when a user messages you from a Click-to-WhatsApp ad or a Page call-to-action button on the mobile app, 'All messages are free for 72 hours, including template messages', according to the same page. For businesses that already run Meta ads, routing leads into WhatsApp this way makes the first three days of follow-up free.

Categories are Meta's call, not yours. Meta's template categorisation rules say templates with mixed utility and marketing content are treated as marketing, that utility templates that should be marketing are re-categorised, and that a business 'accepts the charges associated with the category applied to the template at time of use' (Meta: template categorization). An order update that adds 'use code SAVE10 on your next order' becomes a marketing message at 7.5 times the price.

Meta volume tiers for India, utility and authentication (INR per message, checked 17 October 2026)
Messages per monthUtility rateAuthentication messages per monthAuthentication rate
Up to 2.5 crore₹0.1150Up to 7.5 lakh₹0.1150
2.5 crore to 5 crore₹0.1081 (6% off)7.5 lakh to 1.5 crore₹0.1081 (6% off)
5 crore to 10 crore₹0.1012 (12% off)1.5 crore to 2 crore₹0.1012 (12% off)
10 crore to 20 crore₹0.0943 (18% off)2 crore to 5 crore₹0.0943 (18% off)
20 crore to 30 crore₹0.0874 (24% off)5 crore to 10 crore₹0.0874 (24% off)
Above 30 crore₹0.0805 (30% off)Above 10 crore₹0.0805 (30% off)
Tier rates apply only to the messages inside each tier, are counted per business portfolio across all its WhatsApp Business accounts, and reset monthly. Marketing messages have no volume tiers. Source: WhatsApp Business (Meta)[2]
Read this guide on your favourite platform

BSP markup on WhatsApp: what providers add on top of Meta

Most Indian businesses use WhatsApp through a provider (a Business Solution Provider or a tech provider built on Meta's Cloud API). Providers charge a monthly platform fee and usually a per-message price above Meta's rate; some also charge for service replies that Meta does not bill.

Vendor-published prices for Indian numbers, excluding GST (read 17 October 2026)
Provider and planPlatform feeMarketingUtilityAuthenticationService replies
Meta rate card (reference)None from Meta₹0.8631₹0.1150₹0.1150Free
Interakt Starter / Growth / Advanced₹999 / ₹2,799 / ₹3,799 a month₹0.970 / ₹0.958 / ₹0.949₹0.160 / ₹0.150 / ₹0.140₹0.129 / ₹0.128 / ₹0.127₹0.129 to ₹0.127 after 1,000 free
AiSensy Basic₹1,500 a month₹1.09₹0.145 (charged even inside the 24-hour window, per AiSensy)₹0.145₹0.145 after 1,000 free a month
Wati Growth / Pro / Business₹2,699 / ₹5,799 / ₹16,799 a month, billed quarterlyPer Wati rate cardPer Wati rate cardPer Wati rate cardPer Wati rate card
Vendor-published on each provider's pricing page: [Interakt](https://www.interakt.shop/pricing/) (monthly billing view), [AiSensy](https://aisensy.com/pricing) (rates stated as effective 1 October 2026) and [Wati](https://www.wati.io/pricing/) (message rates on a separate rate card, not captured here). Providers change plans often; confirm on the live page. This page does not rank providers. Source: Interakt[8]

Reading the table: Interakt's Growth plan charges ₹0.958 per marketing message against Meta's ₹0.8631, about 11% more, and AiSensy's Basic plan ₹1.09, about 26% more. Both state on their pricing pages that service replies beyond 1,000 a month are charged, although Meta's documentation says non-template messages are free. That is a provider charge for their platform, not a Meta charge, and it matters for support-heavy businesses. Interakt's Enterprise plan lists 'No Templates Markups', which shows the trade-off on offer: a higher fixed fee for Meta pass-through rates.

The right provider depends on features as much as price: CRM integration depth, Shopify triggers, chatbot tools and seats. A full side-by-side is on Interakt vs Wati vs AiSensy. For CRM-led teams, see HubSpot WhatsApp integration; for stores, Shopify WhatsApp order notifications.

Which WhatsApp API route fits?

Do you have developers who can build on Meta's Cloud API?

See the whole decision tree

Do you have developers who can build on Meta's Cloud API?

  • Yes

    Do you need a shared inbox, campaign tools and no-code bots?

    • No, we build our own
      Direct Cloud APIPay Meta's rates only, plus your own hosting and engineering time.
    • Yes
      Provider with pass-through pricingLook for plans that charge Meta rates without template markup and a fixed fee.
  • No

    More than about 50,000 marketing messages a month?

    • Yes
      Negotiate the markupAt volume the per-message markup outweighs the fee. Price a no-markup plan.Model it →
    • No
      Entry provider planA low monthly fee matters more than markup at this volume. Check service-reply charges.Compare providers →

WhatsApp API cost calculator: monthly bill in INR

Enter your monthly message volumes by category and pick a provider route. The calculator applies Meta's India rates and volume tiers, or the provider's published all-in prices, then adds the platform fee and 18% GST.

Free tool

WhatsApp API cost calculator (INR, monthly)

Meta's India rates and volume tiers, or a provider's published all-in prices, plus platform fee and 18% GST.

Shipping updates, reminders and alerts sent when the customer has not messaged in the last 24 hours.

Free from Meta; some providers charge above an allowance.

Meta charges alone₹18,412Rate card effective 1 July 2026, before GST
Your pre-tax bill₹24,055Includes ₹2,799 platform fee
GST at 18%₹4,330Recoverable if you can claim input tax credit
Monthly total₹28,385₹3.41 lakh a year
Meta message charges₹18,412
Above Meta (fee + markup)₹5,643
GST₹4,330
Cost per marketing message incl. GST₹1.130Provider price plus GST
Marketing messages drive the bill
Marketing templates are 72% of the cost at Meta's ₹0.8631 rate. Segment harder and use Click-to-WhatsApp ads, whose free entry point window makes replies free for 72 hours.

Want this bill reviewed against your templates and provider plan?

Meta rates for Indian numbers in INR, read 17 October 2026 from WhatsApp Business's pricing selector (rate card effective 1 July 2026): marketing ₹0.8631; utility and authentication ₹0.1150 with Meta's volume tiers (utility from 2.5 crore, authentication from 7.5 lakh messages a month, applied per tier). Service replies and utility inside the window are free from Meta. Provider presets use vendor-published all-in prices for Indian numbers, excluding GST: Interakt Growth ₹2,799 a month, marketing ₹0.958, utility ₹0.150, authentication ₹0.128, service ₹0.128 after 1,000 free; AiSensy Basic ₹1,500 a month, marketing ₹1.09, utility ₹0.145 (also charged inside the window, per AiSensy), authentication ₹0.145, service ₹0.145 after 1,000 free. Custom route: your quoted fee and prices, with 1,000 free service replies assumed. GST at 18% per Meta's India billing article. Not modelled: free entry point windows, authentication-international rates, hosting or engineering for direct Cloud API, provider volume discounts.

To judge whether the messages pay back, put the cost next to what they produce: use the CPL and CPA calculator for lead follow-up, and for stores relate confirmation and cart messages to return-to-origin losses with RTO-adjusted ROAS.

WhatsApp API cost per month at 10,000 and 1 lakh marketing messages

At 10,000 marketing, 5,000 utility and 2,000 authentication messages a month, Meta's charges are ₹9,436 before GST. Through an entry provider plan the same volume costs about ₹13,400 before GST.

Monthly cost by route, before and after 18% GST (utility messages sent outside the 24-hour window)
Monthly volumeMeta rates onlyInterakt GrowthAiSensy Basic
10,000 marketing, 5,000 utility, 2,000 authentication₹9,436 (₹11,134 with GST)₹13,385 (₹15,794 with GST)₹13,415 (₹15,830 with GST)
1 lakh marketing, 30,000 utility, 10,000 authentication₹90,910 (₹1,07,274 with GST)₹1,04,379 (₹1,23,167 with GST)₹1,16,300 (₹1,37,234 with GST)
Meta rates from the India INR rate card (effective 1 July 2026). Provider figures use each vendor's published per-message prices plus its monthly platform fee (Interakt Growth ₹2,799, AiSensy Basic ₹1,500), read 17 October 2026. Service replies, utility messages inside the window and free entry point savings are excluded. The direct route excludes your own hosting and engineering cost. Source: WhatsApp Business (Meta)[2]

Monthly cost at 1 lakh marketing messages, incl. GST (INR)

Meta rates only₹1,07,274
Interakt Growth₹1,23,167
AiSensy Basic₹1,37,234
Source: WhatsApp Business (Meta)[2]

At low volume the platform fee dominates, so the cheapest plan is the one with the lowest fee that has the features you need. At high volume the per-message markup dominates: at 1 lakh marketing messages, a ₹0.10 difference per message is ₹10,000 a month before GST. Marketing messages are more than 90% of every bill in these examples, so cutting wasted broadcasts saves more than switching provider.

WhatsApp API GST and INR billing in India

Meta now bills eligible Indian WhatsApp customers in rupees through Facebook India Online Services, with 18% GST on its invoices. Providers add GST on their own fees and prices too.

  1. 1 Jul 2025
    Per-message pricing

    Meta replaces conversation-based pricing with charges per delivered template message.

  2. 1 Jan 2026
    INR billing and higher India marketing rate

    Billing localisation launches for India; Meta also raises the India marketing rate.

  3. Feb 2026
    First Facebook India invoices

    Eligible monthly-invoicing customers receive invoices from Facebook India.

  4. 31 Dec 2026
    Migration deadline

    All WhatsApp Business accounts of eligible Indian customers must be in INR.

  5. 1 Jan 2027
    Non-INR accounts stop

    Meta stops delivering messages from eligible customers' non-INR accounts.

Meta's Business Help Centre says that from January 2026 eligible customers with a 'Sold to' address in India receive invoices from Facebook India, that WhatsApp Business Messaging services billed by Facebook India 'are subject to applicable GST (18%)', charged as IGST for inter-state and CGST plus SGST for customers billed in Haryana, and that only designated SEZ customers are exempt (Meta Business Help Centre). The article covers businesses on monthly invoicing with a line of credit. Meta also publishes a currency migration API that clones an account into the new currency; the old account stops sending once migration completes (Meta: change billing currency). Separately, the ₹2.4971 authentication-international rate applies only to eligible businesses based outside India messaging Indian users (Meta: authentication-international rates); Meta's developer documentation sets the INR migration deadline of 31 December 2026 for eligible partners and directly integrated clients (Meta for Developers).

If you use a provider, it buys messaging from Meta and invoices you, usually with GST on top ('+taxes' on the Interakt pricing page, for example). A GST-registered business can normally claim the 18% back as input tax credit; your chartered accountant should confirm.

Check your account currency before 31 December 2026

If your WhatsApp Business account is billed directly by Meta in a currency other than INR and your business is in India, ask your provider or Meta whether it must migrate. Meta says messages from eligible non-INR accounts will stop being delivered from 1 January 2027.

How to lower a WhatsApp API bill without sending less value

Most savings come from four habits: keeping utility templates genuinely transactional, sending utility messages while the service window is open, starting conversations from Click-to-WhatsApp ads, and sending marketing only to segments that respond.

WhatsApp cost hygiene check

0/12 (0%)
Templates
Timing and windows
Targeting
Provider

Where WhatsApp spend goes, and what to do about it

Messages per month ↑
Utility at scaleHigh volume, low price. Send inside the service window where possible; tiers only help above 2.5 crore a month.
Broadcast marketingHigh volume, high price. The biggest lever: segment, test and cut unresponsive audiences.
AuthenticationLow price, often low volume. Keep OTPs on authentication templates; misuse gets rejected.
Targeted marketingFewer, higher-value messages such as cart recovery. Usually worth the ₹0.8631.
Cost per message →

Myth WhatsApp charges per conversation.

Reality That model ended on 1 July 2025. Meta now charges per delivered template message.

Myth Replies to customers cost money.

Reality Meta does not charge for non-template messages inside the 24-hour window. Some providers charge for them after an allowance; that is a provider fee.

Myth A cheaper provider always means a cheaper bill.

Reality At volume, markup per message outweighs the monthly fee. Compare total cost at your real volume.

Myth We choose the template category.

Reality Meta reviews and can re-categorise templates, and you pay the category applied at the time of sending.

Once costs are under control, connect WhatsApp to measurement: log conversations against leads in the CRM, and send qualified WhatsApp leads back to ad platforms, as described in tracking WhatsApp leads with Google Ads offline conversions. For stores with cash-on-delivery orders, confirmation messages pair with Meta CAPI for Shopify COD orders. For D2C brands, WhatsApp sits inside the wider D2C growth marketing system, next to paid social whose costs are benchmarked in Meta ads CPM and CPL benchmarks for India, and inside customer journey automation. For opt-in and consent under India's data protection rules, see consent mode and the DPDP Act.

A neutral review of WhatsApp cost and setup

Rahul D Sarker is a consultant, not a WhatsApp provider, and takes no referral fees from providers. A review looks at cost, templates and how WhatsApp fits the revenue system.

The work covers the message mix and categories, the provider route at your volume, and the integration of WhatsApp with your CRM, chatbot and ad tracking; it is described on WhatsApp automation and AI chatbots for business. Where the question is wider than messaging, the starting point is the Revenue Diagnostic: two weeks with read-only access, fixed at ₹90,000 for companies in India ($1,500 elsewhere), credited in full if the work continues. For CRM licence costs alongside WhatsApp, see HubSpot price in India.

Ask for a WhatsApp cost and setup review

Ask for a WhatsApp cost and setup review

Tell me how you use WhatsApp today and what it costs. The reply covers the provider route, template categories and how WhatsApp should connect to your CRM and ad tracking. Broader growth questions usually start with the fixed-price Revenue Diagnostic.

Replies within one business day. Billing in INR is available for Indian companies.

WhatsApp Business API pricing India: common questions

What is the WhatsApp API cost per message in India?

Meta's India rates checked 17 October 2026 are ₹0.8631 per marketing message and ₹0.1150 per utility or authentication message, with lower utility and authentication rates at very high monthly volumes. Service replies inside the 24-hour customer service window are free from Meta. Providers add their own fee or markup, and 18% GST applies.

What is the WhatsApp marketing message price in India?

₹0.8631 per delivered marketing template on Meta's India rate card effective 1 July 2026, before GST. Providers' all-in prices are higher: Interakt lists ₹0.949 to ₹0.970 depending on plan and AiSensy lists ₹1.09 on their pricing pages (vendor-published, read 17 October 2026).

Is GST charged on WhatsApp Business API in India?

Yes. Meta's Business Help Centre says WhatsApp Business Messaging billed by Facebook India is subject to 18% GST: IGST for inter-state customers, CGST and SGST for customers billed in Haryana. Providers also add GST to their fees and prices. A GST-registered business can usually claim it as input tax credit.

What is BSP markup on WhatsApp?

It is the amount a provider charges per message above Meta's rate, on top of any monthly platform fee. For example, Interakt's Growth plan lists ₹0.958 per marketing message against Meta's ₹0.8631. Some plans, such as Interakt Enterprise, advertise no template markup in exchange for a higher fixed fee.

Are WhatsApp service messages free?

From Meta, yes: Meta's documentation says all non-template messages are free and can only be sent inside an open 24-hour customer service window. Some providers charge for service replies above a monthly allowance; Interakt and AiSensy both list charges after 1,000 free service messages a month.

When are WhatsApp utility messages free?

When they are delivered inside an open customer service window, which opens for 24 hours each time the customer messages you, or inside a 72-hour free entry point window from a Click-to-WhatsApp ad or Page button. Outside those windows Meta charges ₹0.1150 per utility message to Indian numbers.

Does WhatsApp still charge per conversation?

No. Meta replaced conversation-based pricing with per-message pricing on 1 July 2025. Pages that still quote conversation prices are out of date.

Is the WhatsApp Business API cheaper than SMS for OTPs?

On Meta's side, authentication messages to Indian numbers cost ₹0.1150 each, falling in tiers above 7.5 lakh a month. Compare that with your SMS provider's per-message price including DLT charges, and check delivery and user reach for your audience before switching.

Do I need to move my WhatsApp account to INR billing?

If your business is in India and billed directly by Meta, Meta's documentation says eligible customers must migrate all WhatsApp Business accounts to INR by 31 December 2026, and that messages from eligible non-INR accounts stop being delivered from 1 January 2027. Meta's currency migration API creates a new account in the target currency and moves your assets to it. Ask your provider whether this affects you.

Sources

  1. Pricing on the WhatsApp Business Platform, Meta for Developers. Accessed 2026-10-17.
  2. WhatsApp Business Platform Pricing: message rates (India, INR), WhatsApp Business (Meta). Accessed 2026-10-17.
  3. About billing localisation in India for WhatsApp Business Messaging customers that use monthly invoicing, Meta Business Help Centre. Accessed 2026-10-17.
  4. Template categorization, Meta for Developers. Accessed 2026-10-17.
  5. Send messages: customer service windows, Meta for Developers. Accessed 2026-10-17.
  6. Change billing currency (WABA currency migration), Meta for Developers. Accessed 2026-10-17.
  7. Authentication-international rates, Meta for Developers. Accessed 2026-10-17.
  8. Interakt Pricing (vendor-published), Interakt. Accessed 2026-10-17.
  9. WhatsApp Business API Pricing in India (vendor-published), AiSensy. Accessed 2026-10-17.
  10. Wati Pricing (vendor-published), Wati. Accessed 2026-10-17.

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